Welcome to Harman Kemp North America Limited

Harman Kemp North America Limited, established in 1991, is an independent insurance broker specialising in Excess and Surplus lines business emanating from managing general agencies and wholesale brokers in North America.

We are an accredited Lloyd’s Broker as well as being authorised by the Financial Conduct Authority, our regulator in the UK.

We have built an enviable reputation in the marketplace, on both sides of the Atlantic, in our primary area of expertise being the development and management of binding authorities, or delegated authorities, on behalf of our clients. In addition to this, we also provide brokerage capabilities to our clients for a variety of classes of business.

In this website you will be able to learn more about our capabilities in the binding authority arena. We also expand upon the classes of business we handle in our brokerage area and, in this section, you will also be able to download various application and policy forms that are recognised by the London market.

Existing clients will also be able to obtain information regarding the binding authorities placed by HK on their behalf, via the secure client login area.

We are members of WSIA, the Wholesale & Specialty Insurance Association, in the United States, as well as LIIBA, the London & International Insurance Brokers Association.


Authorised and regulated by the Financial Conduct Authority (FCA). Registration Number 308642.

Registered in England No. 2648779 at 1 Westferry Circus Canary Wharf London E14 4HD